In this blog post, we will introduce the key points that applicants preparing for a career in banking should include in their cover letters.

 

Background

When I was a child, whenever my mother had to go to the bank to make a deposit or pay a bill, she would take me by the hand and let me come along. There were limits to what she could show me as a child, so she didn’t take me with her when she had serious loan meetings or when large sums of money were involved, but she tried hard to give me opportunities to understand the flow of finance and the role of banks, even if it was in a casual setting. At that time, I thought that banks were just a place where a kind lady made bankbooks for me and I put my New Year’s money in them, but after my mother created these opportunities for me, I realized that banks had many more functions than I had imagined. This was because the only things a child could experience at a bank was opening a bank account and making a deposit.
I realized that banks not only keep and deposit money, but also transfer money to other people, lend money to those who need it, and offer various financial products to help people manage their finances. The corner my mother took me to was an area I had never even set foot in before, as I had only ever experienced making deposits, so I listened to my mother’s explanations with great interest. Although it was difficult for my young mind to understand everything, I would ask my mother questions on the way home and try my best to understand, and I felt like I was beginning to grasp the meaning. This made me feel proud that I had learned something new that I had not been taught at school.

 

School life

It was a time when I was gradually realizing that financial activities were not just about working to earn money, spending it, and repeating the cycle of income and expenditure. My mother took me to the bank with her when I was young and gave me many opportunities to gain experience. As I grew older, she gave me many opportunities to indirectly experience fund and stock investments. As someone whose knowledge of money was limited to the outdated concepts I had learned in school, such as the potential of companies and products being converted into monetary value, the value attached to intangible products, advance investments, and various means of making money, I was completely overwhelmed. I had to rack my brains constantly, just like when I used to follow my parents to the bank as a child and tried to understand the conversations going on there.
However, I knew that once I entered society, I would not be able to leave such economic activities to my parents, but would have to take responsibility for myself and strive to gradually increase my own value. That is why I was determined to learn as much as I could when my mother provided me with early educational opportunities. This is because if I had avoided studying because I didn’t understand something right away, I would have struggled when I actually needed that knowledge. Rather than taking a passive approach and backing away because I didn’t fully understand something, I worked hard at everything I did, even if it was a little reckless, so that I could create opportunities for myself to grow.

 

Personality

Even if I don’t understand something right away, I am the type of person who works hard and keeps trying until I succeed, because I am confident that my efforts will pay off someday. Since I was a child, my mother wanted me to have many experiences, so she took me to many places to broaden my horizons and knowledge, but I never really understood the meaning of most of those experiences. However, as I grew older and became more knowledgeable, I was able to look back on my past experiences and reflect on the meaning of the phenomena and logic that I had not understood before. I was able to realize what specific problems had caused me difficulties in my childhood.
Some people dismissed my experience as “too indiscriminate for someone who didn’t understand it at the time,” but I believe that my mother’s passion gave me more resources and rich data to draw from in my memory. Even if I couldn’t fully accept or understand her teachings at the time, they served as a stepping stone that would enable me to understand many things more easily in the future.

 

View on life

I believe that the more experiences we accumulate in life, the more nourishment we have for our lives. Just as it is said that the more people go abroad and have new experiences that are not bound by their own culture, the broader their horizons become, we can only break out of our shells and excel when we experience a world we have never imagined before. It is like someone who has always lived in a familiar room and opens the door to go outside for the first time.
This may conflict with the idea that it is not what experiences you have, but how you interpret and accept them that determines the depth of your life, but I believe that the most basic step in cultivating such a mindset is to gain a wide range of experiences. Just as only those who have tried many different foods can learn the techniques to bring out their true flavors, it is difficult to gather enough data to understand the essence of things and see through to their core with only a limited amount of experience.

 

Motivation and aspirations

My mother took me to work with her at the bank when I was a child, giving me the opportunity to naturally gain experience in finance. She told me that even if I didn’t understand everything I saw and experienced at the time, it would remain in my memory and help me grow when I was older. would serve as a foundation for me to grow even more as a person. During my childhood, when I was sensitive to everything around me and easily remembered things, my mother encouraged me to gain as much experience as possible. Her efforts left a deep impression on me and laid the foundation for me to pursue my current career path.
Your company was the main bank my mother often took me to during those days, and I still have vivid memories of the employees wearing your uniforms, the guidebook with your logo, the interior design, and the appearance of the bankbook. Your company is where I started out and a place that brings back fond memories of the past. I believe that it will provide a good foundation for me to take the first step in my career, building on the qualities I have acquired through my mother’s efforts.